Originally Posted by
cce5858
I haven't closed my first one yet. Will do that first week of April the moment my statement closes and the points post on Sunday. I know, stupid and too rushed of me. All 3 applications was 2 inquiries (Personal x1 and Business x 1). The Travel Rewards was using the same TransUnion report originally pulled for the Alaska card number 2. The reason I applied for that card was to have one card with no fee I can keep forever, since one thing the Credit Analyst said was I did not have any card with them with a history they could review.
Well, why don't you try to kill two birds with one stone (and zero pulls)? Instead of
closing your current Alaska card in April, see if you can get it
product converted to
any no-fee card that BofA has. If you can, you won't have an Alaska card open, and without any pulls you'll have a no-fee BofA card that you can keep forever (using
at least once a year for something small don't make sure they don't close it for "inactivity").
You may or may not have trouble getting it converted to a
specific no-fee card, but hopefully if you just ask if you can get it converted to
a no-fee card (not being more specific), they can offer you one or more options.
Plus that way the card will have 3 months more history (by April) than a new card you could apply for then. (The converted card will "inherit" the history of the card you converted from, at least to BofA itself, which is what matters most here.)
I'm lucky on that ground that I started with BofA back when they had hotel cards (with no AF), and then when they dropped all hotels I let my Choice Hotels card from BofA become some generic BofA card that earns absolutely nothing (but I don't care).