Originally Posted by
sdsearch
But when did you
close it?
BofA no longer approves you for another personal AS card if you still have the previous open (or if you closed it "too recently", as in the past day or two).
So if you still have the one from January 13 open (or closed it the day before you applied for the new one), that's why you were denied for the personal.
And trying for 3 cards, one at a time? That's 3 inquiries I bet. Which just makes it worse for you the next time! Why so desperate to get
any card with BofA so quickly (I understand AS, but BofA Travel Rewards?). Each try would have had less chance of success because it counted the additional pull from the previous try!
I haven't closed my first one yet. Will do that first week of April the moment my statement closes and the points post on Sunday. I know, stupid and too rushed of me. All 3 applications was 2 inquiries (Personal x1 and Business x 1). The Travel Rewards was using the same TransUnion report originally pulled for the Alaska card number 2. The reason I applied for that card was to have one card with no fee I can keep forever, since one thing the Credit Analyst said was I did not have any card with them with a history they could review.