FlyerTalk Forums - View Single Post - Bank of America Alaska Airlines card (2017 - 2024)
Old Mar 3, 2017 | 10:57 am
  #137  
Thefirst
10 Years on Site
 
Join Date: Oct 2014
Posts: 104
Originally Posted by roguehiker
Hello, folks. Been having huge trouble getting approved for Alaska Sigs lately & would like your opinions/suggestions.

Background: Both wife & I had first two Alaska Sigs approved while the first ones were still open (October 2015 & Feb 2016).

Me: Lowered CL on 1st to $2k, then cancelled a bit later. Lowered CL on 2nd to $2k, then waited awhile & applied for third app June 2016 (while second card still open) - denied; approved for Plat instead. Following suggestion in Wiki, immediately did duplicate app & then called recon but was denied a Sig because they said they couldn't give me a higher CL. Applied for Merrill Lynch late November 2016, denied because no previous relationship with Merrill Lynch.

Cancelled my 2nd Alaska Sig card December 2016 after lowering CL to $2k several months before, leaving me with no BOA cards. Fourth app March 1, 2017, immediately denied but Plat approved for $1k CL (!!!). Immediately did app for Merrill Lynch & got pending. Phoned recon about the Alaska Plat & asked to get CL upgraded to Sig, told no because I hadn't had an account open with them for prior three months. Checked Merrill on BOA app status an hour later & found approved for Merrill Lynch Sig with $5k CL, so didn't want to risk it by doing 2nd Alaska Sig app & phone recon to ask to get it approved as Sig.

Wife meanwhile lowered CL on 2nd Alaska Sig to $2k & applied for another several months later & denied, given Plat instead with $2k CL. Kept it because no chat available any longer with BOA for anything & she didn't want hassle of phoning. Got her 5k miles & then $100 statement credit (targeted by mail), which offset the AF & gave her an extra $50. Better than nothing.

So, very happy with my Merrill approval, but extremely confused why we can't get approved for another Alaska Sig (with wife I assume because she still had her previous one open, even though with low CL; with me, last app was while I had no BOA card at all for several months, & I still ended up denied & given Plat for only $1k CL, but then was approved for $5k for Merrill).

What am I doing wrong? Thanks in advance for your help (& sorry for all the data points!).
Minus the Merrill card stuff - this is almost my exact experience with BoA. Now I just apply for the Alaska Biz card every 6 months or so (got 2 already and will be going for 3rd this month), because they seem to auto approve me for that, and the CL issue doesn't matter because there's no Platinum biz card.

My new strategy for the personal card will be to hang on to my latest Platinum card, request CL increases occasionally until it's $5k+, and use that line as a bargaining chip the next time they approve me for only a $1k Personal Platinum. Not sure what else I can do at this point.
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