As I understand it, if you forget your PP card, you can just pay the lounge entry fee and get Chase to reimburse you up to twice a year. I called to ask how it works and was informed that you can bring in an unlimited number of guests because the 2 reimbursements are based on the number of charges and you are reimbursed in UR points that you can redeem for a statement credit for the lounge charges.

That said, couldn't I just "forget" my PP card on my annual family trip to Seattle and buy 4 day passes for the AS BR, thus buying 20,000 UR for $200, which seems like a cheap and painless way to get some UR?