Originally Posted by
nomorecoach
Has anyone had to explain the multiple $202 charges on their Citibank credit cards? Citi just froze my card "due to unauthorized charges." What should I tell them the purpose of the charges are? I don't want them to think it's a cash advance.
I don't think you have to explain anything other than that you recognize those charges. I think Citibank fraud dept is just doing their job seeing multiple transactions from the same merchant and blocking it in case you were compromised.
I wonder if your question is due to this being a new CC which no matter which bank the issuer for the card they are going to be very sensitive in the beginning to these type of transactions since they do not know your spending/merchant pattern. Over time the system will recognize those transactions and not flag them.