I've never had a card take 7 days to get the 5% back so if I wake up tomorrow without getting credit it will be the first time. As I've said, I feel like people should wait a week before calling. That's my opinion. I don't expect that opinion to change, even if I have to call after waiting a week.
I'm doing this specific deal for the cash back. Buying a $500 card with a 2% cash back card covers the $3.95 Simon activation fee and the $4.95 Vanilla at CVS fee, and the MO fee when I've used up all the room on my reloadables. My financial costs are 100% covered at all times so the most I can lose is my time.
If i never see 5% again I've already made a tidy profit and I made it all without the risk losing money. This deal is about as safe as it gets.
Last edited by tbradnc; Jan 2, 2017 at 8:23 pm