Originally Posted by JEFFJAGUAR

Did you discuss it with the waiter? Did you ask to speak to the manager? I know you probably would have gotten the no speak English excuse or we have no control over it. In that case, cross out the statement about you accept the conversion as final and write local currency option not offered. Tell the manager you will be disputing the charge and it will be charged back. And if they still refuse to do the transaction properly, dispute the transaction with your bank either over the phone or by writing and demanding to see the signed signature slip. Hopefully that will do the trick. Chase is aware of the problem and for small amounts, prefers to simply credit the account for the difference and as long as they do that, this cancer will continue to metastasize through the travelling world.