Originally Posted by
roundtree
I know this keeps me in the minority, but this is precisely why I do not agree with the recommendation in the wiki to reduce credit lines before applying. I would much rather deal with recon than to lose available credit needlessly.
I agree and if it were my card, I wouldn't mind, but I try to not put my wife on the phone because English isn't her first language and she hates it. Next time, I'll just drop it by $5k. Went from $39k total to $31k total, so not a huge deal.