I've never tried to convert anybody. On the other hand, many people have asked how I can afford to travel as often as I do. Only when I try to explain do I get the "talk to the hand" attitude.

I have my suspicions that many of these people couldn't do this if they wanted to. They would never come right out and say that of course. Instead they just try to act like it's not a worthwhile endeavor. I would guess a lot of these people wouldn't get approved for these high end cards and they know it.