I applied for the FlexPerks card on the last day of the Olympics promo and got a "pending" notice. Since then the application status has said "You don't currently have any pending applications." I haven't gotten a denial letter or called in to see what's going on. I didn't freeze my GMO or my BPA or whatever it is. I've had the Club Carlson card for two years (and didn't freeze them when I got that).

Yesterday I got a preapproval in the mail for the Korean Air card with a 40K bonus if I apply by November 30. I'd rather get that card than the FlexPerks card, but ideally I'd get both (I'm happy to wait until the last moment for the KE card). So...

1. Would US Bank approve two personal cards in less than three months? I was at about 9/24 with Chase and then just got the CSR in-branch. Are they receptive to moving credit around from my Club Carlson card?

2. Do I have any recourse for reconsideration if they approve me for the Visa Classic (only a 5K bonus) instead of the Visa Signature?

3. Is it typical for US Bank (or any bank) to "lose" applications? I do have a screenshot of the "We're reviewing your application" message.

4. Does US Bank preapproval by mail generally result in ultimate approval? I see some yes, some no on another thread, but I didn't see a strong trend one way or the other.

Thanks,
Seth