Originally Posted by
brajalle
Chase has some great cards, and it's tempting to switch to UR as an ecosystem. This is what prevents me from dropping my citi cards -
- Citi's +2 year warranty (up to 7 years total) is a great benefit.
- Citi also has superior travel delay, baggage delay, etc insurance.
- Citi's price rewind is amazing (this alone saves me $1k+/yr).
In what way is Citi's travel delay, trip delay and baggage insurance superior? Are you comparing it to the chase Freedom or Chase Sapphire?
Chase also has "price protection" on the Freedom and Sapphire (I have the Visa Signature versions on the card), but it don't have a fancy name for it like Citi (i.e., "Price Rewind"). I believe Price Protection is a VISA benefit available to card issuers but Citi was very clever to give it a fancy name and better market it. So, it is not an exclusive Citi benefit.
Of the 3 items on your list, only the first item makes Citi unique.