Originally Posted by
penner42
Another good way, at least for checking 5/24, is the Experian mobile app. It's free, and has a good view or recently opened accounts. Dashboard -> Open Accounts -> tap the eye in the bottom right corner, choose Date Opened (new to old)
It lists your recently opened accounts in order, so just scroll down a bit to see how many in the last two years. Note it doesn't include business cards, but those don't count towards 5/24 unless they were issued by Chase.
Does it get all that from your Experian credit report? Ie, if a card you were just approved for hasn't shown up on your credit report yet, I presume the app won't show it either? (If the app showed cards that haven't shown up on your credit report yet, it could overestimate your 5/24 risk.)
Also, I presume it's getting Date Opened from the credit report too? So Amex cards that were opened before March 2015 which have backdated "opened on" dates on your credit report will similarly show backdated on the app?
Just checking, because are the two other common ways that cards opened can deviate from cards seen by Chase on your credit report.
Thanks.