I had a CPWM account with 50K in an IRA there for Citigold. The commissions are $20 a pop, along with annual account maintenance fees that are waived for Citigold / Citi Priority now. There is also a $95 full transfer fee if you ever decide to leave. If you're ok putting in 50K and never touching it (like a true boglehead), I think you can ignore the fees since you're never trading.