Originally Posted by
freeflyin
Not necessarily so-in the few times I have not gotten instant approval, I have always avoided calling in and have ultimately received the "you are approved" email within a week or so.
My preference is to have as little interaction with reps as possible.
I have always called an an as recently as Monday was approved for my last of many cards.
Guess it's a matter of style, but
Calling , and also follow up calling , makes it faster. Then starting the spend ASAP , thus being able to apply again sooner with confidence IME.