About two months ago I applied online for the Freedom Unlimited; denied & called recon and still denied. This was because I'm well over 5/24 (I think I'm at 7/24).
Questions:
1) Should I pay a visit to an actual Chase branch, and try to apply in person again?
2) Does it help with the 5/24 rules if I close some cards open during this past 2 years?
Thanks!