Originally Posted by
Majuki
I made a recent trip to Hong Kong. While I used mostly the balance on my Octopus card, there were two credit card transactions subject to DCC:
Francfranc:
Original Amount: HK$578.50
DCC Offer: $79.06 (
6% DCC markup!)
Posted Amount: $74.58 (0.128928 $/HK$ using the 7/4 Visa rate)
Amount saved by avoiding DCC: $4.48
Courtyard Hong Kong
Original Amount: HK$2376
DCC Offer: $321.34 (
4.9% DCC markup!)
Posted Amount: $306.31 (0.128920 $/HK$ using the 7/5 Visa rate)
Amount saved by avoiding DCC: $15.03
Question for you: I have a receipt from a bar similar to the one you show on the right from the CY. I specifically asked the merchant to charge me in HKD with "no conversion" and received one that had the USD amount and FX rate. She circled the HKD amount and said that I would not be charged the conversion. I logged onto my Citibank account just now and see a temporary authorisation for the USD amount stated on the receipt. I take it I was lied to by merchant?? Did I get DCCd? I've been so good at avoiding it this week between my BKK and HKG trips.