Originally Posted by
Happy
For those of you seem always suffer the DCC, you should opt for AMEX cards for all your spend overseas instead. The exchange rate AMEX used is better than Visa anyway based to the very limited samples I have. MC of course has the best rate but AMEX only added 0.6% versus Visa added 1%. Yet you avoid DCC completely with AMEX cards. Problem solved. And you no longer be annoyed by this scam given y'all seem always encountered whether in Asia or Europe.
This can be a good approach, particularly if SPG or Delta are your cards of choice. The only downsides are that: 1) not all places accept AmEx, 2) AmEx might not have a competitive rate, and 3) your affinity card of choice might not be an AmEx.
I also feel like it's a defeatist attitude, sort of like using a UnionPay card in China (or Discover in Mainland China).