Originally Posted by
JeffH1
CSP can transfer to Southwest, IHG, and BA, as well. All three can give you some nice redemptions. You can always use the card for a year, then downgrade it to the Freedom Unlimited to avoid the annual fee.
I think you meant Hyatt, not IHG in terms of utility. I can't fathom a time when UR to IHG/Marriott would ever be warranted.