Originally Posted by
jgoggan
You apply for the second card and it will likely get "pending" status. You then call recon and ask the status. They will ask why you need another card and you tell them a reason ("I like to track all of my gas expenses separately" or "I sometimes have to buy things for work that will be reimbursed, so I want them all on one card separate from my personal purchases.") Usually not a big deal.
With yours, they then may likely go "Well, you already have a lot of credit with us" -- to which you reply: "Agreed. I really don't need 19k on my other card. Can you transfer $5-10k of that to this new card please."
Done it many, many times.
- John...
John, I jus got personal last week. Should I wait for a month to apply? Do u also think applying in branch can b a better option?