Originally Posted by
TMM1982
Not if I'm unsure I'll meet min spend within the 90 days. When I'm balancing trying to hit min spend on 3 or 4 different cards, some cards get neglected.
If you don't churn too many cards over the year you buy GC in the 90days to meet minimum spend and use them over the rest of the year.
When the Freedom card offered 10% for up to $1500 in Amazon purchases people added them to their Amazon gift card balanced which gets slowly drained over the year. Similar with Target offers. You might not be able to do this on a huge scale over the year, but you can cover a lot of your regular spend this way.