Business/personal first? CL decrease?
I have a couple of Citi cards (DC and TY Premier I believe) and I've never had a Citi AA card. Should I try for the business version or the personal version first, or does it not matter? Also, should I lower my credit limit on my TY Premier card before applying? My credit limit on my DC card is already pretty low so don't want to lower that one. I read somewhere that Citi does a hard pull to do credit limit changes (or maybe just increase requests?) so not sure if I should do that to improve my chances of getting approved.