Originally Posted by
RobertHanson
...they are denying some folks for
just 5 in 24. Possibly depends on your credit and income. Or maybe just the phase of the moon.
....
People should stop referring to this as "5/24". It's 4/24 - that's what's needed for approval. 5/24 might as well be 10/25 - a few people have reported success with both numbers, but those are outliers. You want to be approved, you need to be at 4/24, not 5/25.