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Old Apr 8, 2016 | 3:20 am
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garykung
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Originally Posted by silver02accord
So if I applied for 2 amex cards, that could be combined? But if I do chase, amex, citi etc that would certainly be 3 hp?
HP is per application.

Originally Posted by silver02accord
I thought the only idea behind an AOR was to get the pulls combined.
The main purpose of AOR is to apply as many cards as possible before the HPs are recorded in your credit reports. The more of them start showing up, your chance will significantly decrease.
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