Chase
Data point: I applied for Ritz Carlton card on Feb. 20, 2016 and always wait for two weeks. I read many page of this thread and did not call recon line. Today, I check my chase account and find I was approved with 38k credit line. I had two other chase personal cards, united with 30k and Hyatt with 32k. I got these two cards almost one year ago.
Six months ago, I applied chase ink and ritz cards together and both got denied. I called almost 10 times and no luck because of 5/24. But they also did not approve the ritz card after many recon calls.
Now I want to get BA card before new 5/24. Is this the good time I apply for this card now? Thanks!