Originally Posted by
kyamnitz
Does that still seem unlikely? Would it be the same odds if I tried to get a Chase Ink Plus Business (or perhaps Sapphire Preferred) as my third card (still Chase, but not a Southwest card)?
One thing I'm wondering is if a business and a personal on the same day would still just count as one hard pull? Or would it have to be two personal on the same day?
...which brings up another question. I think I know the answer, but when applying for business cards with my company's tax ID (I am the owner), that still counts as a hard pull on my credit, not on the company (and thus, wouldn't necessarily be easier to get business cards)?
Still seems unlikely to me, even if you switched one SW for the Ink, but if you're trying to beat the 5/24 rule being implemented soon, I'm not going to say it's not worthit. To some people, including myself, it may be worth the risk since it's now or never for Chase cards, but that's up to you and your credit report to determine how much you want to risk. Two SWs is great if you're going for the Companion Pass, but the Ink is a great long term card with much better bonus categories and benefits than the SW card, and can still transfer to SW (points transferred
don't count toward the Companion Pass). Rumors say the Ink's 5/24 will be implemented very soon - sooner than the co-branded cards - so keep that in mind
Business and Personal would be two pulls no matter what. Only personals are one pull.
I'm a sole proprietor, so I don't know much about Business vs Personal credit pulls for business apps - they all just appear on my report. There are posts about this I'm sure can be found through a search but I can't recall the answer. Other's may weigh in as well.
Good luck.