Hi All,
Just a few quick questions if you'd be kind enough to help... I haven't applied for any new credit cards in the past year, maybe two. I'm planning on getting 2 or maybe even 3 of the Chase Southwest cards. I'm wanting to start doing a bit of credit card churning and thought I'd start with Chase cards since I won't be able to get them after I churn other cards. So:
1. Would it be best to apply for two in a day, or wait a week or so after the first one?
2. I don't think I'd need to reduce my CL before applying one, but maybe after applying for the first (or second if I can apply for two right away)?
3. When I reduce my credit limits, do I do that by secure message, calling the credit card company, or what? Do I give a reason? And how much should I reduce it to? For example, I have an Ink card with $11k limit. Ask to reduce to $5k?
4. Would it be better to apply for the Plus and Personal Premier, or Plus and Business (I do own a business)?
Thank you!!
--Kyle