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Thread: Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
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Old Feb 21, 2016 | 5:26 pm
  #3080  
Stgermainparis
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Originally Posted by flyer4512
I always lower my CL's and 95% of my apps are instant approval.

Do what works for you, no need to fix what's not broken.
Yes, I'm hoping for instant approval. Lowering CL makes that easier, thus avoiding the call in and request to move credit. Plus, in this case, I'll be applying for spouse, who hates calling in.

I sent SM asking to lower 32k to 12k, so hopefully that will take affect soon. I'll check credit report update in a few days. Thanks, all.
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