Originally Posted by
thtsapaddlin
To be fair, it's a relatively new strategy, coming in the wake of the previous "keep as much spare credit around as you can, since it's a valuable for negotiations when you call reconsideration."
In other words, I don't like to think of myself as an idiot (though, I guess idiots rarely do); I'm just trying to catch up with the changes that have been made to a longstanding policy/strategy.
Yeah, I am not understanding this whole lowering CL. We have always just moved CL over. Husband just got the Marriott .. non issue when he move 10k out of his 20k United and they gave him 15k on his Marriott.
I have 3 Chase card with CL of 65K and going to apply for a new chase this week and I am sure it will go to pending and then i will call and agree to give some up on another card.
The system has always worked for me not just for chase but all the others so not changing what has worked.