Originally Posted by
sdsearch
I disagree. Please look at post 1 again. The OP mentioned having both Ink Bold and Freedom, and did explain only using Freedom for quarterly bonuses, and then at the bottom of the post did explain that his main use of Chase points is for airline miles!
The key is to
maximize.
If OP preserves Freedom for the quarterly bonus, and has only spent $100 in the bonus categories each quarter, UR earned will be insignificant.
Bottom line - what OP needs to do is to review his spending/UR earning for Freedom. Without that information, what we have been arguing are pointless.
Originally Posted by
sdsearch
So while I can see how you might make an assumption that a standalone Freedom card is more likely to be used as a cashback card, I don't see why you'd make that assumption for someone who's paired their Freedom with a CSP or Ink Bold and who explained that they transfer Chase points to airlines.
I have never formed such assumption, for the record.