Sure. it's actually kind of strange. The TD account is new so there are holds sometimes on my mo deposits. In this case, i deposited 8k in MO on 1/11 (which would bring my balance up to 16k) and paid myself to WF for 8K and 2k (2k on 1/10 and 8k on 1/11, so both would hit TD on 1/12). What ended up happening is the 8k MO cleared sometime during the day on 1/12, after the 2k and 8k were sent by WF. Looking at the activity on my account theres no hint of the delay, so according to TD online there were sufficent funds. Additionly, and here's where I may squeak by, WF is claiming the 8k had NSF, however the letter in my account from TD shows the 8k was paid, and the 2k was NSF. That being said it does say "OD-Paid", so not sure how that might impact what I can get TD to put in the letter.
TD did send the money to WF. They show that the check was sent and cleared. the 2k one was just OD and paid.
I'm hoping since WF had the issue on the 8k, TD banker can say the 8k had sufficent funds.
Im more than happy to clarify more.