Originally Posted by
ninim2200
I got approved several times with 8 and 9 HP, i got denied when i had 10 HP, i think the HP effect is 1 factor in addition to your Credit history, score, debt to line credit, income....etc.
^
Approved with 9 several times. Denied with 11.
Laid low after the denial for a couple of months while the HPs fell off the 6 month record, and got an instant approval with a huge CL.