Citi AA Platinum, Gold and Business cards (2015)
Dec 29, 2015, 6:24 am
#3691
Join Date: Dec 2015
Posts: 8
Hard pull policy?
I currently have 7 experian hard pulls and 4 Equifax HP's within the past six, and Citi pulls both where I live (Maryland). I'll be good to go on the 8/65 rule in about a month; is the 6 hard pull/six month limit hard and fast? I otherwise have a 750-800 credit score. Does it matter if I apply for the business platinum instead? If the six hp rule is set in stone I suppose I can try in March rather than risking it.
Dec 29, 2015, 9:00 am
#3692
Join Date: Mar 2011
Posts: 141
I currently have 7 experian hard pulls and 4 Equifax HP's within the past six, and Citi pulls both where I live (Maryland). I'll be good to go on the 8/65 rule in about a month; is the 6 hard pull/six month limit hard and fast? I otherwise have a 750-800 credit score. Does it matter if I apply for the business platinum instead? If the six hp rule is set in stone I suppose I can try in March rather than risking it.
Dec 29, 2015, 9:48 am
#3693
Join Date: May 2014
Location: SoCal
Posts: 2,164
I currently have 7 experian hard pulls and 4 Equifax HP's within the past six, and Citi pulls both where I live (Maryland). I'll be good to go on the 8/65 rule in about a month; is the 6 hard pull/six month limit hard and fast? I otherwise have a 750-800 credit score. Does it matter if I apply for the business platinum instead? If the six hp rule is set in stone I suppose I can try in March rather than risking it.
Dec 29, 2015, 1:40 pm
#3694
Join Date: Aug 2015
Posts: 138
Been lucky that I got a second Citi Platinum AAdvantage Card with the bonus. Am I at risk of getting my other AAdvantage Platinum closed or the new one closed if link the account in my Citi portal?
Dec 29, 2015, 2:56 pm
#3696
Join Date: Jul 2013
Posts: 1,784
Approved with 9 several times. Denied with 11.
Laid low after the denial for a couple of months while the HPs fell off the 6 month record, and got an instant approval with a huge CL.
Dec 29, 2015, 5:24 pm
#3697
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I currently have 7 experian hard pulls and 4 Equifax HP's within the past six, and Citi pulls both where I live (Maryland). I'll be good to go on the 8/65 rule in about a month; is the 6 hard pull/six month limit hard and fast? I otherwise have a 750-800 credit score. Does it matter if I apply for the business platinum instead? If the six hp rule is set in stone I suppose I can try in March rather than risking it.
, so give it an extra margin!)How many hard pulls (within that six months) is the limit is YMMV. In other words, it's some number which is probably hard and fast for you, but that number may be 6 or may be much more, and it may different for you than it is for me.
Ie, IIRC, the denial letter is firm on the six months, but doesn't spell out the count of inquiries (ie, something like "too many inquiries in the past six months"). You have to look at your own credit report(s) to figure out the count of inquiries that caused the denial.
I don't think we've ever heard of this denial being caused by less than 6 inquiries.
Dec 29, 2015, 5:55 pm
#3698
Join Date: Jun 2013
Posts: 531
Added some mostly useless 40K + $100 AA rebate personal and business links. Who knows, maybe someone gets less than 1cpm redemption value and could use them.
Dec 29, 2015, 6:06 pm
#3699
Join Date: Jan 2005
Location: San Diego US and Brisbane AU
Programs: AA EXP/2MM - DL PM - OZ Diamond - Bonvoy LTT - Hyatt Glob - IHG Plat - National EE - Sixt Platinum
Posts: 1,315
Expiration for temporary card number?
Was recently approved for the Platinum Select and was given a temporary card number to use on aa.com. Bought one ticket on that same day (went through fine) and tried to buy another ticket a few days ago, although the expiration date keeps getting rejected on this purchase...
Is the temporary card number only available for one-time use, or should it work multiple times up to the temporary limit and expiration date? It still accepts the payment info on aa.com, and only sends me a rejection email a day or two later while the itinerary is being ticketed. Maybe an issue on Citi's backend?
Thanks!
Is the temporary card number only available for one-time use, or should it work multiple times up to the temporary limit and expiration date? It still accepts the payment info on aa.com, and only sends me a rejection email a day or two later while the itinerary is being ticketed. Maybe an issue on Citi's backend?
Thanks!
Last edited by SpeedRicer; Dec 29, 2015 at 6:14 pm
Dec 29, 2015, 11:12 pm
#3700
Join Date: Nov 2010
Location: Florida:)
Programs: AA, HH, SPG, UA
Posts: 269
Somewhat confused, but I think I understand.
I currently have:
-AA Amex
-AA Visa Signature
-AA Platinum Select MC World (on the back on top of the MC logo it says World) opened Apr '15
Now, I would l just have to upgrade the MC to WE and I would be able to apply for another card and still be eligible for the bonus?
And if so which one am I eligible for? Can I upgrade through the phone?
Any insight is much appreciated, thanks!!
I currently have:
-AA Amex
-AA Visa Signature
-AA Platinum Select MC World (on the back on top of the MC logo it says World) opened Apr '15
Now, I would l just have to upgrade the MC to WE and I would be able to apply for another card and still be eligible for the bonus?
And if so which one am I eligible for? Can I upgrade through the phone?
Any insight is much appreciated, thanks!!
Dec 30, 2015, 8:42 am
#3701
Join Date: Dec 2011
Posts: 232
Is there any way to find out when did you cancel the previous AA card on citi.com ?
My last app was approved on 7/13 but I don't remember when did I close it so that I'm eligible for another one after the 18-month after closed rule ?
My last app was approved on 7/13 but I don't remember when did I close it so that I'm eligible for another one after the 18-month after closed rule ?
Dec 30, 2015, 9:02 am
#3702
Join Date: Jul 2013
Posts: 1,784
No experience with Citi, but I had this problem with Chase. I called the number on the back of an open Chase card, and asked the CSR when the other card was cancelled. The CSR didn't want to tell me, and gave various unrelated answers, but I kept asking, and eventually they told me the cancellation date. Worth a try....
Dec 30, 2015, 9:49 am
#3703
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
Somewhat confused, but I think I understand.
I currently have:
-AA Amex
-AA Visa Signature
-AA Platinum Select MC World (on the back on top of the MC logo it says World) opened Apr '15
Now, I would l just have to upgrade the MC to WE and I would be able to apply for another card and still be eligible for the bonus?
And if so which one am I eligible for? Can I upgrade through the phone?
Any insight is much appreciated, thanks!!
I currently have:
-AA Amex
-AA Visa Signature
-AA Platinum Select MC World (on the back on top of the MC logo it says World) opened Apr '15
Now, I would l just have to upgrade the MC to WE and I would be able to apply for another card and still be eligible for the bonus?
And if so which one am I eligible for? Can I upgrade through the phone?
Any insight is much appreciated, thanks!!
Do Not Call please .
Dec 30, 2015, 6:10 pm
#3705
Join Date: Jan 2015
Posts: 15
I have an old AA Plat MC that was converted from W to WE a few months ago. Recently I applied and was approved for a new AA Plat MC. Is it safe for me to close the old WE card and still get the sign up bonus on the new card?
The wiki says that the W-WE conversion prevents the opening of the card to count toward the 18-month rule, but it doesn't mention specifically about the closing of the WE card. I just want to ask since the WE card annual fee is coming up. Thank you!
The wiki says that the W-WE conversion prevents the opening of the card to count toward the 18-month rule, but it doesn't mention specifically about the closing of the WE card. I just want to ask since the WE card annual fee is coming up. Thank you!