Originally Posted by Deceasedhorse

I currently have 7 experian hard pulls and 4 Equifax HP's within the past six, and Citi pulls both where I live (Maryland). I'll be good to go on the 8/65 rule in about a month; is the 6 hard pull/six month limit hard and fast? I otherwise have a 750-800 credit score. Does it matter if I apply for the business platinum instead? If the six hp rule is set in stone I suppose I can try in March rather than risking it.