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Old Dec 20, 2015 | 11:47 am
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sdsearch
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Originally Posted by mspel
B* is bumpage or the process of removing hard credit enquiries from your report by doing many soft enquirers each day for months sometimes.
But of course, what's needed today is CH*, which would backdate cards you got in the past 24 months to look as if you got them longer ago, to get around Chase 5/24 rules. (Chase is counting cards you opened, with any bank, in the past 24 months, that they see on your credit report, not [just] inquiries.) But that's not likely to be figured out soon, I suspect.
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