Originally Posted by
sdsearch
Was it a card applied for during the window when BMO re-opened applications? If so that would be a Consumer card, and I
thought all those were credit cards, but I'm not sure.
Or was it a card that was applied for years ago, before BMO took Diners Club North America over from Citi? If so that would the Professional card, and it should say that on the front of the card. (The Professional card is definitely a charge card.)
Or another way to put it: When you log in to your card account at:
https://www.dinersclubus.com/home
do you click the Consumer login button or the Professional login button? (You have to pick between those to log in.)
Applied for and got years ago, maybe 7-8?
It used to be, IMO, one of the best ways to get the WN CP. You could pile up Diners points for months/years and dump them over on the specific day you wanted, as opposed to getting them all year and maybe not when you wanted with the WN Visa. As I recall, it was also 1:1 transfer, but less than that now (1500 > 1200?).
Don't have it at hand; must be stuck in a drawer. Very rarely log in, will do so sometime in next day or two. I pretty much use the card only to rent cars now. For a long time people said it had the best (only?) credit card primary car insurance coverage, but now I hear lots about Sapphire and various Amexes, so I do not know. Some blogger ought to cover this.
Probably just keeping it on momentum now.