Just applied for a Business card, for a legitimate business. First time having this card, already hold a couple business and personal under same SS#. Did not get instant approval, called in recon line, and was asked about 30 questions, short of an interrogation, finally shifted some credit line. Am shocked how things have changed. The tone of the call was nasty, got it at the end, but also asked why so many personal apps. They asked about everything else on credit report.