Originally Posted by dukerau

You haven't provided the most important information: your spending patterns. My guess is a 2% card like Fidelity Amex or Citi Double Cash is going to be your best bet. You can mix in other cards like BCE/BCP if you want to juggle cards for an extra few percentage points in certain categories.

CSP is, firstly, overrated. And for someone who doesn't travel (but might), I just don't see the value. For economy flights, you're likely better off with a 2% everywhere card vs a CSP anyway. And even then, you have to put a lot of spend on the CSP to get much "free travel" beyond the sign-up bonus. At least with a cash card you can always redeem for cash (usually when you accrue $25 in rewards) and then use it towards travel or whatever you want, so it's not an all-or-nothing proposal like miles/points often are. If you just want a metal credit card, then have one made: https://metal-creditcard.com/. I don't think the CSP is your answer.

For a cash back approach, this would be my general advice (start at the top and add as many cards down the list as you like for specialized category bonuses):

Citi Double Cash
Amex Blue Cash Preferred (if you spend > $2500/year at grocery; Blue Cash Everyday otherwise)
Discover It
Chase Freedom