Originally Posted by uds0

First Tech required a lot of private info, maybe even a credit report, when I started to add an AU so I bailed that process. I am thinking I will just let my "AU" use my card, and where a signature is required either have the AU sign as themselves or me (since that shouldn't matter! ) or switch to another card if challenged. I've signed a few times as Daffy Duck without skipping a beat. I figured I could claim that I was testing the verification process. Of course, any pin or online transaction doesn't care who's using the card as long as they have the card itself. Reminds me to remove the CVV2 on the back once signatures are not allowed.

With the $400+ sign-up bonus, why not have them apply individually, then if turned down, call reconsider line and offer to drop them as AUs?

The AF after the 1st year, and the current $100 min expense qualification is the downside I guess.