Originally Posted by
sdsearch
Or, because you're the first person to claim this was the only reason given (and did it 5-7 minutes to claim that as the only reason?), it could be that the agent was making things up (and not listing another reason which was even more important). Please come back and tell us what your denial letter says, word for word, as to the reason(s) for denial.
I also wonder whether this is just another case of
- applicant whose total Chase CL was already maxed out or close to it
- neglecting to lower said CL in preparation for the app
- making the mistake of calling in, and
- getting a rep just itching to invent additional reasons that had nothing to do with the app's failure to be approved instantly