Originally Posted by
MattsMiles
I have been doing a ton of research trying to figure out whether or not to apply for the Chase Ink Plus.
I started reselling on eBay/Amazon about a year ago. I would love to get the Chase Ink Plus for this "business". Business income would be about $10k/year.
My credit score is around 745. I currently have the following CCs: Discover More (1/12), Chase Freedom (7/13), Chase BA Visa (2/15), Target Red Card (3/15), CSP (7/15), AMEX Everyday (7/15). I've already met my spending minimums for all cards and I'm starting to get bored. Plus I have some wedding/honeymoon expenses coming up in September that I could use to meet minimum spending.
What are the chances of me getting approved?
I was kind of where you are with questions. I've been bitten by the MS bug, and was looking for a way to maximize the 134k UR points I've accrued on my Freedom card over the years. Reading through the info on this site, I felt the best option in the long run was the Ink Plus so I could transfer UR points out. Starting a Personal Training business on the side, but no tax ID or income yet, I was apprehensive about my chances of getting Ink, even with 823 FICO. I was just going to go for the CSP, but yesterday figured "What the heck," and applied online for Ink.
It didn't give immediate approval, but the notice was also not a "Thank you for applying and we'll get back to you" message. It gave me a referrence number and a phone number and told me to call. I took a deep breath, made the call, and after verifying my info, they approved me with a 32k CL. No business related questions asked.
I'd say go for it.^