Originally Posted by
bmwclubracer
The annual fee is $175, is there any good reason I should keep this card?
No. But you should think about downgrade first (Gold).
The issue with employee travel benefit is standby won't get you travel in a high season. Sooner or later, you will have to book a
confirmed revenue or award flight.
So having a decent girlfriend does not mean you should stop earning miles.
Originally Posted by
bmwclubracer
Amex blue cash preferred. I have an annual fee here too ($95?) but I think it's worth it. 6% groceries, 3% gas, I plan to keep this card unless an argument is made to downgrade to no-fee Blue Cash.
You should do this math - calculate your cashback based on no-AF Blue Cash and compare the difference in cashback now. If there is more than $95, then it is justified. Otherwise, no.
Originally Posted by
bmwclubracer
Sam's Club MC, no annual fee, 5% gas, 3% restaurants, 1% everything else. No brainer, keeping this one.
No comment. Club Co-brand cards are always tricky - not the best card to have, but a must to have.
Originally Posted by
bmwclubracer
Chase Sapphire Preferred, $95 annual fee. Not sure I'm keeping this, I got it for the UR points bonus and waived annual fee but not sure it's smart once annual fee kicks in. Double points on restaurants and travel, single points everything else.
I will cancel this, consolidate the line to Slate, and churn this card again.