Originally Posted by
monkatpeace
Rajdeep .. a FD account is not the sole criteria for getting the SBI card. If you are not too keen on depositing FD money to get the card, apply for one without a FD account.
I had applied the same way ... the process was quick (though slightly flawed) and they gave me a decent Credit Limit.
Ch33rs,
Monk
Well I wanted to apply that way but unfortunately cant because of couple of reasons -
1. I have staying outside India for a very long time and hence dont think have decent credit history to be eligible for his card. Hence I decided to go via the FD route. I am moving back to India in couple of months and have some huge spending lined up. Wanted to get this card before hand so that I can take advantage of those spending.
2. Since I am not staying in India, providing them with documents etc will also be a challenge when they come asking for them.
