Originally Posted by Brugge

Not true. We have been doing this with every bank for over a year. Before we lowered our CLs, we were getting CLs of $5K to $8K with Citi and Chase, and typically had to call Recon to get approved.

We now get instant approvals in the $18K to $23K range with Citi and Chase. And Citi lists my EXP CR as 830, despite my @15 apps per year.