Originally Posted by
ethanhunt123
If you primarily want AI miles - the choice is a no brainer. SBi AI Plat has tremendous earning potential with its bonus's for crossing spending thresholds. Citi PM is not at all attractive anymore with the massive devaluation they did a couple of months back.
Originally Posted by
GuyFromBOM
The SBI-AI Visa Signature card.
The Platinum is a lower ranked varient in this category!
Originally Posted by
ethanhunt123
Oops - of course i meant the SBI AI Signature. Plat doesnt have a very high earning potential.
Originally Posted by
abhilife2001
But we don't need any banking relationship to apply for their AI ffp card ..
I have no relationship with them and successfully applied for the card online and received the same within a month..
You guys have been wonderful clearing up all my confusion (and queries

). It makes absolute sense to go for the SBI AI Signature card and shift my current Citibank expenses to the former .. eventually gaining on the bonus points/miles.
I had bugged EthanHunt for a confirmation ...I am putting up the same query here for the wider audience:
So, what exactly is the point of all those bonus points/miles (i.e. 20k,50k)? My understanding is that we CANNOT use them to move up the FFP Tiers (Silver, Gold, Platinum), but we CAN only use them to claim free air tickets and other merchandise (vouchers, gifts)?
The above is kind of the final nail in the coffin, rather my final query!!
Really appreciate your response so far guys .. thanks a lot

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