Originally Posted by
beltway
Yeah, a strenuous denial by one Chase CSR conclusively proves that the policy doesn't exist.
Originally Posted by
Happy
beltway, we need your clarification. I read it as a sarcastic comment, while RNE read it as you agree with him.
Please, do us a favor, which side you are on?
It was quite obviously sarcasm, as the
at the end made clear. And RNE has a habit of purposely misconstruing comments, as was done in this case.
All of the Chase CSRs were correct, there is just a mistake in terminology. The middle ground is that it is a general
policy, that will apply to
almost everyone. But it's not a "
rule" that can never be overcome if for some reason Chase greatly favors an applicant.
Just as Citi has been known to approve an occasional app for someone who was issued the same card 12 months earlier, but turns down 99% of apps without 18 months in between, there is the occasional post of someone not being held to the new Chase policy, as in
3770 above. Just because a policy can be ignored in an exceptional case does not mean it's not a policy, just that its not an absolute rule.
