Originally Posted by
benny08
Ritz-Carlton is a co-brand card. We are talking about Chase own line of CC like Freedom, Sapphire, and Slate.
So it seems we have figured out that:
1. If you got more than 4 cards in the last 2 years and you apply for Freedom, Sapphire or Slate, you're sunk.
2. If you got more than 4 cards in the last 2 years and you apply for a co-branded card like UAL, Marriott, RC, Hyatt, Amtrak, you can keep churning as before.
Have a I got it right?