Originally Posted by JJonahJ

Z,

Thanks for your info.

Amex pulls from TU, while CIBC + TD yank from EQ. So in your example above, TD would only see the CIBC pull. At least this is what I've seen in mine/wife's reports. For others, both bureaus might get pulled, so it's YMMV for each individual. Nonetheless, good info you've shared. ^