Originally Posted by
JJonahJ
Z,
Thanks for your info.
Amex pulls from TU, while CIBC + TD yank from EQ. So in your example above, TD would only see the CIBC pull. At least this is what I've seen in mine/wife's reports. For others, both bureaus might get pulled, so it's YMMV for each individual. Nonetheless, good info you've shared. ^
This is correct. RFD had a thread which showed the bureau each creditor uses. This is a short list as per my experience (Credit inquires / pulls only)
Transunion:
AMEX
Royal Bank
MBNA
Rogers Wireless
Canadian Tire
Equifax:
TD
CIBC
Bank of Montreal
Citi Financial
Scotia Bank
Chase Best Buy
Visa Desjardins
Both:
Capital One (will check both bureaus)
Chase Marriott uses Equifax primarily, but sometimes uses transunion