Originally Posted by
chongl
Got denied after calling recon for an Ink Bold. Rep cited 12-13 inquiries in the past year and 3 new accounts with Chase (I recently closed 1)
We got the denial letter in the mail today. It said their decision was based on the "following specific reason(s): Too many credit cards opened in the last 2 years."
That's it. They don't care about how many inquiries you had or how many credit cards you still carry -- just how many cards you opened.