That wasn't a very helpful response. I wouldn't have asked if I had already found a definitive answer elsewhere.

I did google extensively, and it seems the jury is still out. There are a couple anecdotes out there about folks who have closed a MR account and then been told they have 30 or 90 days to reinstate the points by opening a new MR account. Just curious if anyone here can back that up from personal experience. I'd rather not open an Everyday card to avoid that extra pull if I can.